Paying for Your Tuition

If you want to begin the enrollment process for one of our programs, but you aren’t sure you can afford it, learn more about the financial aid options available to you. Don’t let financial barriers stop you from getting the beauty education you want! You might qualify for federal financial aid, or you may be able to split up your payments using one of our payment plans. If you have any questions about financial aid, contact us. We’re here to help!

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Who Qualifies for Federal Student Aid?

You may be eligible for federal aid if you meet the following requirements:

You completed the FAFSA® for the current financial aid award year
You have a valid high school diploma or GED
You are a US citizen or an eligible non-citizen
You maintain satisfactory academic progress

At Total Image Beauty Academy, students who enroll in the following programs could qualify for federal financial aid:

Cosmetology & Hairstyling
Skin Care Specialist

Students in our other programs are not eligible for federal aid because of the length of the programs.

Applying for Federal Grants and Loans

Total Image Beauty Academy has been approved by the U.S. Department of Education for financial aid programs, such as the Federal Pell Grant and the Federal Direct Loan Program. Before we go into detail about these programs, let’s talk about who can qualify for federal financial aid and how you can find out if you qualify.

Federal financial aid is available to those who qualify, and you can find out if you qualify by filling out the Free Application for Federal Student Aid (FAFSA®). As the name suggests, the FAFSA® is free to fill out. You will need some information on hand when you fill it out, including:

Social security number
Tax information (for yourself or your parents if you are a dependent student)
Bank statements and income records
An FSA ID (create one online if you don’t already have one)
Your school code

Total Image Beauty Academy school code is 041312.
Need help filling out your FAFSA® application? Contact us, and we will be happy to assist you.

Contact Our Team to Learn More

Let’s Talk!

The Federal Pell Grant Program

Pell grants are the foundation of federal student financial assistance. Aid from other federal and nonfederal sources could be added to the grant. Pell grants are generally awarded to undergraduate students who have demonstrated financial need as determined by the FAFSA®, and award amounts can change yearly. Grant money does not need to be paid back upon completion of the school program.

The amount of your Federal Pell Grant depends on your cost of attendance, expected family contribution, enrollment status (full-time or part-time), and whether you attend for a full academic year or less. The academic year runs from July 1 through June 30 of the following year.

William D. Ford Federal Direct Loan Program

Student loans, unlike grants, must be repaid with interest. Loans made through this program are referred to as Direct Loans, and they come with a fixed lifetime interest rate. Eligible students and parents borrow directly from the U.S. Department of Education. There are three types of loans in the program:

Subsidized Stafford Loan: Qualifying students in eligible undergraduate programs can obtain this type of loan to cover some or all of their school expenses. The U.S. Department of Education pays the interest while you are in school at least half-time, for the first six months after you leave school (referred to as a grace period), and during a period of approved deferment (a postponement of loan payments). The amount of the loan cannot exceed a student’s financial need.
Unsubsidized Stafford Loan: Even if you don’t qualify for a subsidized loan, you might still be able to borrow money through this type of loan that is not based on need. Students can use this type of loan to cover some or all of their school expenses. The U.S. Department of Education does not pay interest on unsubsidized loans. The student is responsible for paying the interest that accrues on the loan from the time the loan is disbursed until it is paid in full. This can be paid while attending school, during a period of deferment or forbearance, or it can be accrued and the interest added to the principle amount of the loan.
Federal Parent PLUS Loans: Parents of dependent students may be eligible to borrow money through the PLUS Loan program. Repayment begins immediately after the loan is fully disbursed. Applicants of the PLUS loan are subject to a credit check. This loan could be combined with other financial aid resources.

Students under the age of 24 are sometimes considered dependent. Learn more about how the Federal Department of Education defines dependency status.

Financial Aid recipients understand that monies received on their behalf are applied first to tuition costs. Any remaining funds available for the student will be paid to the student only when the course costs have been paid in full.

Payment Options at Our School

Even if you do not qualify for federal financial aid, you could still take advantage of our school’s convenient payment plan options. Contact our Financial Aid office to determine which payment plan fits your needs. We accept cash, credit cards, and personal check payments.

Scholarships

Scholarships offer money that does not have to be repaid, which makes them worth the extra effort it takes to find and apply for them. You might not win every scholarship you apply for, but you don’t know until you try! Here are a couple of places to find scholarships that are available to students going to a beauty school:

Beauty Changes Lives scholarships
American Association of Cosmetology Schools (AACS) scholarships

We encourage you to do your own research, too.

Frequently Asked Questions About Financial Aid

What can financial aid cover?

Financial aid can cover the costs of tuition, school fees, school supplies, and books. Depending on what you qualify for, it could cover the full cost of your beauty school education or a portion of the cost.

Could I qualify for financial aid if I am a part-time student?

You may be eligible for federal aid if you are a part-time student. Fill out the FAFSA® to find out.

Could I get a student loan from my local bank?

Getting a student loan from a bank or other financial institution is a good way to borrow the money you need to pay for your educational costs, especially if you don’t qualify for a federal loan. Talk to your loan manager about the interest rate and when you need to start paying back the loan.

I need help understanding my financial aid options. Who can I talk to?

The Financial Aid team at Total Image Beauty Academy is happy to help you better understand your financial aid options. Feel free to contact us. That’s what we’re here for!

Get Excited About Enrolling in Our New Jersey Beauty School!

As you work out your financial aid, don’t forget the reason you are doing this. You are getting an education that could transform your future! Let us know if you have questions at any time during your enrollment process.

We’re Here for You

See What Our Students Have To Say

Great director Mr Mike , amazing staff Ms Tania and Ms Silvia & Ms.Lisa Esabio who I love dearly one of the best english instructors if you looking for a beauty school here you will learn to be creative , learn a lot of about the beauty industry it’s a great school overall I highly recommend this academy if you’re looking to expand your career ! Don’t wait start now :) !!!!! Thank you for the wonderful experience Total Image

Aziannah S

I had an amazing experience at Total Image Beauty Academy. Mr. Mike, Irene,, Sylvia, & Tania were all very helpful to me during my time there. All the girls i’ve met in the school were all so sweet & made the environment feel more comfortable/ welcoming. I definitely enjoyed being a senior & taking clients with the help of two of the best teachers ( Miss Gomez & Miss Jimenez😊) They assist the students with their clients & prepare them for what it’s going to be like when they graduate & work in salons, I just recently graduated from the school & i can honestly say, I really enjoyed my time there. If you’re struggling to find a good school to get your license i would definitely recommend this one!!

Sam A.

I recently graduated at Total Image and I can say I enjoyed and learned a lot during my time there. The environment is very welcoming in this school, and my teachers were always really supportive towards me. I would recommend this place to anyone interested in the program.

Helen G.

Financial Aid